Privacy Policy

Privacy Policy updated: October 22, 2017

Introduction

Our privacy policy outlines the information we receive when you visit our site and how we use this information.

Your privacy is critically important to us. At HowQuote.com, we have a few fundamental principles:

• We don’t ask you for personal information unless we truly need it. We can’t stand services that ask you for things like your gender or income level for no apparent reason.
• We don’t share your personal information with anyone except to comply with the law, develop our products, or protect our rights.
• We don’t store personal information on our servers unless required for the ongoing operation of one of our services.
• On our website , we aim to make it as simple as possible for you to control what’s visible to the public, seen by search engines, kept private, and permanently deleted.
• You may not use the website for activities that violate any law, statute, ordinance or regulation, promotes illegal activity, or infringes on the legal rights of others.
• Any violation of privacy policy will result with permanent account lock.
• We do not tolerate spam.
• No Pop-Up Advertisements

Your Consent

By using our website, you hereby consent to our privacy policy and agree to its terms.

We receive two types of information when you visit our site:

• Information automatically collected.
• Information you choose to provide.

Information Automatically Collected

When you visit any website, the site can automatically collect information about your visit. When you browse through our site, read pages there, or download information, we collect certain information to measure how many visitors come to the different parts of the site so we can make the site more useful.

Example: We use browser information to help us design our site so the greatest number of people can view the pages correctly.

For every visitor, we collect and temporarily store the following information:

• Your computer's Internet Protocol (IP) address and Internet Service Provider (ISP).
• The domain from which you access the Internet.
• The website address from which you came to our site
• The date and time you arrived at our site and how long you spent there.
• The name and version of your computer's operating system and browser type.
• The pages you visited and the number of clicks.

We use this information to improve our website and provide a better experience for our visitors. We use tools, Google Analytics, to aggregate this information. The information is available only to our Web managers and staff who require this information to perform their duties. It is retained only for as long as needed for analysis purposes.

Cookies

Cookies are small pieces of text sent by your web browser by a website you visit. A cookie file is stored in your web browser and allows the Service or a third-party to recognize you and make your next visit easier and the Service more useful to you.

We use cookies to improve website functions for visitors and understand how is our website used.

When you use and access the website, we may place a number of cookies files in your web browser.

We use cookies for the following purposes: to enable certain functions of the website, to provide analytics, to store your preferences.

We use both session and persistent cookies on the our website and we use different types of cookies to run the service.

We use security cookies to authenticate users and prevent fraudulent use of user accounts.

Session Cookies Some services on our website use session cookies. These are:

• Small bits of text temporarily stored in your computer.
• Used to aid searching and navigating the site.
• Deleted when you close your browser.

Data collected through our session cookies will be retained only for as long as needed to use for the measurement purposes.

Persistent Cookies
Some services on our website use multi-session cookies, also known as persistent cookies. Persistent cookies are:

• Small bits of text temporarily stored in your computer.
• Placed on your computer for more than a single session.
• Used to differentiate between new and returning site visitors, to customize our website for frequent visitors, and to assess site design and content.

Persistent cookies placed on your computer will expire two years after your last visit to our website. Data collected through persistent cookies will be retained.

Analytics cookies

We use Google Analytics to anlayse the use of our webite.

Use and Sharing of Cookie Data

We do not use session cookies or persistent cookies to collect PII and we do not share any data collected from cookies.

Some of our business partners may use cookies on our site (for example, advertisers). However, we have no access to or control over these cookies.

How to Opt-Out or Disable Cookies

Both session and persistent cookies pertaining to our website are enabled by default because of their integration with our website. If you do not wish to have session or persistent cookies placed on your computer, you can disable them using your Web browser. If you opt out of cookies, you will still have access to portion of information and resources at HowQuote.com. Instructions for disabling or opting out of cookies in the most popular browsers are located at https://www.usa.gov/optout-instructions.

Note: If you disable cookies in your browser, it may cause problems with sign in and displaying information.

Information You Choose to Provide

Registration

In order to use this website, a user must first complete the registration form. During registration a user is required to give certain information (such as name and email zip code address). This information is used to contact you about the products/services on our site in which you have expressed interest. At your option, you may also provide demographic information about yourself, but it is not required.

Information Collection, Use, and Sharing

We collect and store no other information about you when you visit our site unless you choose to provide it. For example:

• If you send us an email or submit an online form, we do not automatically receive your email address. However, you will need to provide it to us if you would like an email response. We will receive no other personally identifying information from your email unless you provide it.
• If you submit a form on our website, we will receive only the personal information you include in the form.
• Children's Privacy: We collect no information from children under 13. If a child sends us an email inquiry or comment, we will answer it, and then delete the email from our files.

We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone.

We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request.

Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy.

Security

We implement a variety of security measures to maintain the safety of your personal information.
We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.
Wherever we collect sensitive information, that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon in the address bar and looking for "https" at the beginning of the address of the Web page.
While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.

Information Disclosure Policy

We will not disclose, give, sell, or transfer any personally identifiable information (PII) about our visitors unless it is required:

• By law or regulation.
• For law enforcement reasons.

Links to Other Sites

Our website has links to many other sites. You should be aware that if you access another site through a link we provide, you are subject to the privacy policy of that site. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

We are not responsible for the contents of any pages referred from this website.

Pop-Up Advertisements

When visiting our Web site, your Web browser may produce pop-up advertisements. These advertisements were most likely produced by other Web sites you visited or by third-party software installed on your computer. HowQuote.com doesn’t produce pop-up ads and doesn’t endorse or recommend products or services for which you may view a pop-up ad on your computer screen while visiting our site.

Intrusion Detection

For site security purposes and to ensure that the site remains available to all users, we employ software programs that monitor traffic and identify unauthorized attempts to upload or change information, or otherwise cause damage. In the event of authorized law enforcement investigations, and pursuant to any required legal process, information from these sources may be used to help identify an individual.

Changes to our Privacy Policy

If we decide to change our privacy policy, we will post those changes on this page.

Terms of Service

Plese also visit our Terms and Conditions page establishing the use, disclimers, and limitations of liability govering the use of our website at Terms of Service

Contact Information

If you have any questions or comments about the privacy policy or our website, you can contact us by:

• Sending us an e-mail to: Feedback
• Using our on-line comment form Feedback